: Payment gateway Possible Duplicate: What are some options for taking payments on my website? What's a good payment gateway for an e-commerce shop with revenues of about 10.000 euros

@Candy875

PayPal works only with 'good' countries. exUSSR countries Arabic and African countries can just pay. www.paypal.com/worldwide/

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@Moriarity557

Website payments standard is fine...
its essentially a regular merchant account with some paypal add ons.

I would suggest getting a real merchant account.
From a bank or a rep that offers them.
In the USA paysimple and braintreemerchants have great reputations.

The merchant account usually will have a preferred gateway. The most popular is authorize.net, USAepay is a great choice also. The gateway is really a virtual front end to the merchant account. Allows you to process cards through a user interface or a programming interface.

The reason to go with a real merchant account now is although you may pay a bit more in fees than paypal, in the long run you could save money. The industry of payments is changing and it will not be tough to re-negotiate your rates wiht your merchant account or switch to someone that offers "interchange-plus-pricing" for their merchant accounts.

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@Cody1181609

PayPal because:


Setup fee None
Monthly fee £20
Transaction fee 1.4-3.4% per transaction + 20p (1.9% in your circumstance for 10,000 euros pw)


See my answer here.

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